Bottom line up front: The quoted cycle price is only one line item in your real total cost — medications, travel, lodging, and the realistic possibility of needing more than one cycle all belong in an honest budget.
| Line item | Consideration |
|---|---|
| Base cycle fee | The quoted procedure price |
| Medications | Sometimes bundled, sometimes separate — confirm which |
| Travel and lodging | Per trip, potentially multiplied if more than one trip is needed |
| PGT (if pursued) | Often a separate add-on cost |
| Repeat cycle probability | Budget with cumulative, multi-cycle odds in mind, not just one cycle |
Why the repeat-cycle line item matters most
Since cumulative success across multiple cycles is meaningfully higher than any single cycle's rate, a realistic budget accounts for the genuine possibility of needing more than one attempt — even at destinations with strong single-cycle costs.
How to build your own total-cost estimate
Request a fully itemized quote specifying what's bundled versus separate, then multiply by your realistic expected cycle count based on your age and situation, covered in more depth via ivftherapy.co's cycle-planning guide.
The Takeaway
Budget for total cost across your realistic expected number of cycles, not just one cycle's quoted price — this is the number that actually determines your total financial exposure.